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Finding the Debt Reduction Right Lawyer

When you are looking for the best debt reduction lawyer, taking the time to make sure that you are choosing the right person to work with is very important. Before we get into more information regarding debt , we will cover the basics as to what it really takes for your to make sure that you choose the right lawyer if you need to consolidate your loans or if you find yourself in a situation needing legal help with your finances.

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Finding the right lawyer can be a difficult task especially if you do not have any prior experience. In fact, you will have to consider certain conditions prior to finding the right lawyer for your task. On this note, many lawyers often give free consultation to see if they match your need. Even if you are going for a basic legal advice or other serious matter, never take the issue of finding the right lawyer lightly. Is your quest after finding a lawyer that delivers with top-notch professionalism? Are you willing to hire the best lawyer that stands the test of time? Reading through the rest part of this article will help you effectively.

Always determine the type of lawyer that you need. Take your time to know the actual prospect of your need prior to hiring a lawyer. In case your prospect is into business, then look for a professional in that area. You will be able to get the best result as required.

Recommendation is a big factor that should not be underestimated when looking for the right lawyer. Ask from your family, friends, agents or relatives. You will surely get one or two referrals. Contact the listed lawyers and ask of the term of their service. This will help you narrow your list to a successful option.

Finding a lawyer with insurance coverage dictates high professionalism. Always ensure to hire a lawyer that has insurance coverage against any damage. You will be safe in time of trouble. Reputation is also a great factor that you can look at prior to selecting the right lawyer. Always go for a lawyer that is highly reputable in the public.

Finally, budget is also a great factor that can help you select the right lawyer for your need. Always hire or select a lawyer without breaking the bank. You will always have the need to be happy at the end of the whole process.

About.com Resource: http://moneyfor20s.about.com/od/gettingoutofdebt/a/A-Guide-To-Debt-Settlement.htm

Thai Elephants Welcome Rescued Orphan Calf

A small herd of elephants at a Thailand sanctuary went absolutely bonkers when their handlers let them out of an enclosure so they could greet a rescued orphan calf.

The group at the Elephant Nature Park in Chiang Mai race-walked to a small barn where the young elephant was being cared for. They then reached out their trunks to touch him and made a low, vibrating pachyderm purr, video footage shows.

The little elephant, Dok Geaw, lost his mother to an infection when he was just four months old. He was raised at another center for months until he was deemed strong enough to join the herd, and arrived at the elephant park just days ago. He?ll continue to be fed milk by his human handlers while he enjoys the company of his new elephant fan club.

Elephant Nature Park was established in the 1990s to provide a haven for sick and injured elephants and other animals.

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Arsenal 2-1 Chelsea

Arsenal win the FA Cup for a record 13th time in a thrilling final by beating 10-man Chelsea, who are denied a league and cup double.

GOP Congressman Declines To Say Whether Every American Is Entitled To Eat

Rep. Adrian Smith (R-Neb.) refused to say whether ?every American is entitled to eat? and the food stamps program is the best way to ensure that they have the food they need.

NPR?s Scott Simon interviewed Smith on Saturday about the farm bill and President Donald Trump?s proposed cuts to the Supplemental Nutrition Assistance Program, commonly known as food stamps. In the president?s budget, the White House is seeking $193 billion in cuts to SNAP over 10 years, an amount equal to more than one-quarter of the program?s cost over that period.

There is room for ?very minor shifts? in SNAP that ?make sure we do not harm the most vulnerable among us,? according to Smith.

?Especially for people in need we do not want to leave our most vulnerable without nutrition,? he said. ?Looking at that, we always want to keep that in mind.?

But Simon pressed Smith on his views about the program?s underlying philosophy.

?Let me ask you this bluntly: Is every American entitled to eat?? he asked.

?Well, nutrition obviously we know is very important and I would hope that we can look to ?? Smith began.

?Well, not just important, it?s essential for life,? Simon interjected.

Smith conceded that nutrition is essential to life.

?So is every American entitled to eat and is food stamps something that ought to be that ultimate guarantor?? Simon persisted.

?I think we know that given the necessity of nutrition, there could be a number of ways that we could address that,? Smith answered.

As Smith later observed, a president?s budget is merely a set of suggestions that reflect the president?s fiscal priorities. It is up to Congress to allot the funds for federal programs. The president can then sign or veto budget legislation they craft.

Smith refused to rule out reductions in SNAP spending as part of that process, however.

?I want to look at our entire budget, look at all of the details,? he said.

Roughly 43 million low-income Americans receive SNAP benefits, which are vouchers to buy food. Enrollment has dropped significantly since 2014 due to improvement in the economy.

Mick Mulvaney, director of the White House Office of Management and Budget, by claiming there are people receiving benefits who do not need them given how long ago the recession was.

The administration has not been clear about its intentions for the means-tested aid program though. Secretary of Agriculture Sonny Perdue, whose department oversees SNAP, has defended SNAP?s performance and claimed that it will be up to Congress to decide how much it wants to reduce the program?s spending.

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Secretary Zinke: Please Leave Our National Monuments Alone

Today, on behalf of The Trust for Public Land and its many volunteers and supporters, I am registering our concern with President Trump?s executive order to review certain monument designations.

Our public lands and waters help define who we are as a nation by telling the story of our historical, cultural, and natural heritage. This attempt to roll back protections for national monuments is unprecedented and terribly misguided. Secretary Zinke, we strongly urge you to reject efforts to eliminate or shrink our national monuments.

The Trust for Public Land has worked over many years to protect important conservation lands at several national monuments currently under review and we have worked to ensure public land protection at other recently created monuments including California Coastal, Stonewall, Charles Young Buffalo Soldiers and Pullman. Our experience was always positive, with strong community support and engagement. In California, for example, the impetus for the Mojave Trails and Sand to Snow national monuments came from Mojave Desert residents and business leaders, who organized for years in support of them.

The Antiquities Act has been used well by Presidents throughout our history for important and lasting public land protection. This current review is clearly aimed at undermining presidential authority under the Act. Should this result lead to reversals of current protection, those steps will have a lasting negative impact and threaten many protected areas for generations to come.

Regarding the expedited review of the Bears Ears National Monument in Utah, we question the need for this condensed timeline but urge you, Secretary Zinke, to retain the monument?s current status. That area?s priceless historic, cultural and natural wonders are exactly the places and values which should be permanently protected. Monument status for Bears Ears protects 100,000 archaeological and cultural sites as well as stunning mesas, canyons and arches and the incredible outdoor recreation, hunting, fishing and general solitude and peace they contain ? treasures which are irreplaceable. It is clear the area has deep and important meaning to several Native American tribes, given their involvement in the long-standing protection effort and recent vocal opposition to rolling back protections. The boundaries of the monument clearly honor the voices of five sovereign tribal nations who joined together to seek protection of their shared ancestral lands and traditions.

We strongly believe rolling back the Bears Ears protections would threaten all our monument areas by setting a terrible precedent. Once that door is open, where might it stop? Such actions would discourage business investment and community growth around national monuments while also sending the signal that our history and natural wonders are negotiable. This already seems to be the case in Maine where a review of the Katahdin Woods and Waters national monument has caused uncertainty about the area?s economic future, halting positive signs of economic growth following the August 2016 designation.

National monuments are tremendous drivers of the $887 billion outdoor recreation economy. Businesses in gateway communities rely on the permanency of these protections when making decisions about local investments. Visitation has doubled at Organ Mountains National Monument since its designation. At the nearby Rio Grande del Norte National Monument, the Bureau of Land Management saw a 40% increase in visitors within a year after that land was designated a monument. A report by the Green Taos (N.M.) Chamber of Commerce said that within just a year after that designation, the town?s lodging revenue increased 21% in the second half of 2013 compared to the same period in 2012. This experience has been repeated over and over at other sites.

Our system of national parks, many of which began as monuments, has been called ?America?s best idea? and they are enormously popular with the American people. Our public lands provide thousands of jobs and billions of dollars in economic impact. They ensure permanent access to America?s unique cultural and natural history. The judicious use of the Antiquities Act, by presidents of both parties, has been a key tool in protecting that legacy of special places. There should be no rollbacks of protections, at Bears Ears or other monuments.

And we urge everyone to make their views known here.

– This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

Secretary Zinke: Please Leave Our National Monuments Alone

Today, on behalf of The Trust for Public Land and its many volunteers and supporters, I am registering our concern with President Trump?s executive order to review certain monument designations.

Our public lands and waters help define who we are as a nation by telling the story of our historical, cultural, and natural heritage. This attempt to roll back protections for national monuments is unprecedented and terribly misguided. Secretary Zinke, we strongly urge you to reject efforts to eliminate or shrink our national monuments.

The Trust for Public Land has worked over many years to protect important conservation lands at several national monuments currently under review and we have worked to ensure public land protection at other recently created monuments including California Coastal, Stonewall, Charles Young Buffalo Soldiers and Pullman. Our experience was always positive, with strong community support and engagement. In California, for example, the impetus for the the Mojave Trails and Sand to Snow national monuments began with came from Mojave Desert residents and business leaders, who organized for years in support of them.

The Antiquities Act has been used well by Presidents throughout our history for important and lasting public land protection. This current review is clearly aimed at undermining presidential authority under the Act. Should this result lead to reversals of current protection, those steps will have lasting negative impact and threaten many protected areas for generations to come.

Regarding the expedited review of the Bears Ears National Monument in Utah, we question the need for this condensed timeline but urge you, Secretary Zinke, to retain the monument?s current status. That area?s priceless historic, cultural and natural wonders are exactly the places and values which should be permanently protected. Monument status for Bears Ears protects 100,000 archaeological and cultural sites as well as stunning mesas, canyons and arches and the incredible outdoor recreation, hunting, fishing and general solitude and peace they contain ? treasures which are irreplaceable. It is clear the area has deep and important meaning to several Native American tribes, given their involvement in the long-standing protection effort and recent vocal opposition to rolling back protections. The boundaries of the monument clearly honor the voices of five sovereign tribal nations who joined together to seek protection of their shared ancestral lands and traditions.

We strongly believe rolling back the Bears Ears protections would threaten all our monument areas by setting a terrible precedent. Once that door is open, where might it stop? Such actions would discourage business investment and community growth around national monuments while also sending the signal that our history and natural wonders are negotiable. This already seems to be the case in Maine where review of the Katahdin Woods and Waters national monument has caused uncertainty about the area?s economic future, halting positive signs of economic growth following the August 2016 designation.

National monuments are tremendous drivers of the $887 billion outdoor recreation economy. Businesses in gateway communities rely on the permanency of these protections when making decisions about local investments. Visitation has doubled at Organ Mountains National Monument since its designation. At the nearby Rio Grande del Norte National Monument, the Bureau of Land Management saw a 40% increase in visitors within a year after that land was designated a monument. A report by the Green Taos (N.M.) Chamber of Commerce said that within just year after that designation, the town?s lodging revenue increased 21% in the second half of 2013 compared to the same period in 2012. This experience has been repeated over and over again at other sites.

Our system of national parks, many of which began as monuments, has been called ?America?s best idea? and they are enormously popular with the American people. Our public lands provide thousands of jobs and billions of dollars in economic impact. They ensure permanent access to America?s unique cultural and natural history. The judicious use of the Antiquities Act, by presidents of both parties, has been a key tool in protecting that legacy of special places. There should be no rollbacks of protections, at Bears Ears or other monuments.

And we urge everyone to make their views known here.

– This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

Giant ‘Styrofoam’ Planet Could Help Scientists Find New Habitable Worlds

We?re all pretty familiar with objects made from styrofoam. Our daily lives intersect with disposable items like coffee cups, insulation, hot and cold coolers and those seemingly millions of little cushioning styrofoam-y ?things? that are put into mailing boxes to protect the more valuable contents. 

And styrofoam balls are often used in arts and crafts to create models of the planets for hanging mobiles in bedrooms, classrooms and museums around the world. 

But, now, who would?ve guessed? Researchers at Lehigh University in Bethlehem, Pennsylvania, recently discovered a planet approximately 320 light-years from Earth that, according to a university statement, ?has the density of styrofoam.?

And the planet could be useful for scientists looking to discover new habitable worlds

?This ?puffy planet? outside our solar system may hold opportunities for testing atmospheres that will be useful when assessing future planets for signs of life,? the statement said.

A global effort of university researchers, observatories and amateur astronomers resulted in an online paper published in The Astronomical Journal. The paper describes initial findings of the planet dubbed KELT-11b, which orbits the bright, subgiant star, KELT-11.

?It is highly inflated, so that while it?s only a fifth as massive as Jupiter, it is nearly 40 percent larger, making it about as dense as styrofoam, with an extraordinarily large atmosphere,? said Lehigh University astronomer and team leader Joshua Pepper in the university statement.

But it?s not just the styrofoam-like similarity of the planet that intrigues scientists. The star ? KELT-11 ? that KELT-11b orbits plays an important role. The star is so bright, as seen from Earth?s southern hemisphere, that it can shed light ? literally ? on KELT-11b?s atmosphere.  The high brightness of the star shining through the atmosphere of the planet allows Earth-based equipment to better observe the planet?s atmosphere.

This, in turn, gives astronomers the ability to develop new tools to help them determine if Earth-like planets are surrounded by atmospheres that might allow life to evolve.

KELT stands for Kilodegree Extremely Little Telescope, referring to two small robotic telescopes ? one in Arizona and one in South Africa ? that scan the night sky, taking measurements of 5 million stars. Those who monitor the data searching for possible planets are looking for the type of star that becomes dimmer at regular times. This might indicate the presence and movement of a planet crossing the star, producing an eclipse effect.

If researchers want to learn more about KELT-11b, they?d better hurry.

Well, sort of.

The ?styrofoam? giant is so close to its parent sun that it takes less than five days to orbit KELT-11. KELT-11 has begun depleting its nuclear fuel as it evolves into a red giant, and at this rate, it will eventually envelop its puffy partner within the next 100 million years. 

The Lehigh research team says the KELT discovery will prove to be an important target to learn more about how atmospheres are formed in the search for habitable worlds.

What?s next to be discovered out there in the cosmos? A plastic asteroid?

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Single Dad Hosts Class For Men To Learn To Do Their Daughters’ Hair

When Darious Bland became a single father seven years ago, he was at a loss as to how to go about doing his daughter?s hair. He?s since picked up a few tricks, and now the Alabama native is sharing them with his fellow dads. 

On May 21, Bland held a hair workshop titled ?Can Daddy Do My Hair?? in Hunstsville, AL. 

The event allowed 12 dads to come with their 3- to 10-year-old daughters as Bland guided them in navigating the understated difficulty of styling black hair.

?These dads are learning a lot; not only about hair but what many moms go through,? he told WHNT. ?They didn?t understand the frustration that mothers have to go through while doing their daughters? hair.?

Videos of fathers doing their daughters? hair have made their rounds on the internet throughout the years. And an April BBC News video showed health and well-being guru Khembe Clarke hosting a similar event for black fathers in England.

As for Bland, he admits he still has a thing or two to learn.

?I?m learning how to do flat twists, bantu knots, I want to learn how to braid,? he said.

For those who couldn?t make the workshop, Bland also posts video tutorials on the event?s Facebook page. 

– This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

News Roundup for May 25, 2017

More depressing news to start your day.

1. Trumpcare will leave 23 million people uninsured according to the CBO. Seems like a really comprehensive plan. Tremendous. More here.

2. Advertisers are pulling their ads from Sean Hannity?s Fox News show. Fake news doesn?t pay, Sean. More here.

3. Jeff Sessions omitted Russian meetings on his security clearance form. Ugh, the White House swamp is so murky these days. More here.

4. Tensions are extremely high in Brazil after anti-government protesters set a fire in the ministry of agriculture. More here.

5. UK police are investigating the Manchester bomber?s network. They have stopped sharing information with the US due to consistent leaks. More here.

– This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.

Food Waste Efforts Scrapped From EPA budget

By Ashley Stanley

The Trump administration unveiled its $4.1 billion budget Tuesday, and the shock waves are being felt far beyond Washington. For many working in especially-targeted agencies, the magnitude of these cuts will have considerable implications. Here in Boston, EPA workers are rallying against the proposed cuts by gathering at the State House in a show of opposition.

Essentially, the administration?s cuts decimate the EPA by 31 percent, eliminating almost 4,000 jobs from the agency itself. Efforts to keep clean our streams and waterways are being eliminated, and there are deep cuts to the monitoring of the safety of our tap water (even in communities like Flint, Mich.). Regional conservation efforts are being scrapped, along with funding for environmental disaster cleanup.

Wasted food is one of the most significant drivers of climate change. Efforts to reduce and control it are being eliminated under this budget. If food waste were a country, it would be the third largest greenhouse gas emitter behind both the United States and China. 3.3 billion metric tons of carbon dioxide is the byproduct of the harvesting, production, packaging, and transporting of food that ends up rotting in landfills. The water wasted in those same processes is equivalent to the volume of Europe?s largest river.

We currently grow and produce more than enough food to feed every single person on the planet, and that includes the estimated 9 billion world population in the next 30 years. As a food rescue in Massachusetts, Lovin? Spoonfuls runs on the premise that hunger and food insecurity are not problems of supply, but rather of distribution. By summer?s end, we will have rescued and diverted 7 million pounds of food from landfills. Each week, the 50,000 pounds of food we recover reaches more than 35,000 hungry people in Massachusetts.

The proposed cuts by the Trump administration not only pose a severe threat to the health of the planet, but threaten public health, too.  Along with EPA cuts, over $4 billion is expected to be cut from HUD, where essential Community Block Grants live, and SNAP funding ? on which 45 million Americans rely ? by more than a quarter. The costs of defunding safety-net programs that feed, house and care for people only sets in motion a higher cost down the road. Keeping veterans and seniors in their homes with nutritious meal delivery offers dignity, respect and ultimately better health.

In the world we live in, food is political. But on the ground, the immediate work that can be done is logistical. Tailoring solutions within the supply chain, looking at communities by their demographics, geography and current resources all become valuable factors and tools that we use to move food with intent and purpose, creating best practices for safe, reliable and consistent distribution of healthy nutrition.

Wasting food is perhaps the most avoidable and solvable problem we?ll see in our lifetime. Reframing hunger and access as consequences of poor or nonexistent distribution rather than supply is our guiding principle. Our work is on the ground, accessible to the community at large each day. But we, like so many other social service providers are limited by policy, and the underlying priorities therein. When managed and stewarded properly, the arms of government that create policy are essential to the health and future of our planet. It is the responsibility of us all to call for the protection and preservation of these agencies. It is time to step up, and step in – to keep and defend these priorities, even when our leaders have abandoned them.

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Moët

We?re always game for adorable ways to drink Champagne.

Moët & Chandon just unveiled a six-pack of mini Champagne bottles that will make you the star of any summer picnic or barbecue. At $99.95, the pack isn?t cheap, but it comes with six little servings of bubbly that are tough to resist. 

Bottles in Moët mini share packs have 187 milliliters of the brand?s classic Imperial Brut, which is a bit more than the amount in an average glass of Champagne. Packs are currently only available online, while Moët?s individual mini bottles ? which come in other varieties including a sparkling rosé ? are sold in stores. 

If pricey bubbles aren?t your style, you can always opt for a $4 four-pack of canned wine instead. Cheers!

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Tituss Burgess Channels Ursula In ‘Little Mermaid’ Cover

Before Tituss Burgess sang about Pinot Noir on Netflix?s ?Unbreakable Kimmy Schmidt,? he was singing ?Under the Sea? as Sebastian in Broadway?s ?The Little Mermaid.?

And although his costume from the 2007 play looks like something his current character Titus Andromedon would wear to a casual Sunday brunch, he never felt like his role as a talking crab really suited him.

?And while I was playing Sebastian, I was like, ?I?m playing the wrong role,?? he told an audience Saturday at New York Magazine?s Vulture Festival.  ?I went to the producers when I was getting ready to leave the show to see if they would let me audition for this other role that I should have been playing. And they said no.?

That role? It was Ursula. And sea witch, please ? he really should have played her.

Why?

Just watch his cover of ?Poor Unfortunate Souls? in the clip below.

Here?s hoping he?ll be cast in the role he was meant to play in ABC?s ?The Little Mermaid? live musical, which will air this fall.

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Uber Vows To Repay NYC Drivers ‘Tens Of Millions’ After Tax Snafu

Uber says it will reimburse its New York City drivers ?tens of millions? of dollars in lost earnings for miscalculating its commission there for several years.

The ride-hailing company said it had inadvertently calculated its commission since November 2014 based on drivers? ?gross? fares ? before taxes and fees are taken out. Instead, it should have collected a percent of the smaller, post-tax ?net? fare.

Uber said it realized the error last Friday, after it revamped how it shows drivers their earnings and discovered their commissions violated the terms of service.

The company told HuffPost it would refund drivers? backpay they?re due, plus 9 percent interest. The average driver should receive around $900.

?We are committed to paying every driver every penny they are owed – plus interest – as quickly as possible,? said Rachel Holt, Regional General Manager, US & Canada, in an emailed statement. ?We are working hard to regain driver trust, and that means being transparent, sticking to our word, and making the Uber experience better from end to end.?

But New York?s Independent Drivers Guild said the news is just one more sign of an industry in need of regulation.

?Uber?s theft of drivers? hard-earned wages is the latest in a long history of underhanded tactics in this industry,? IDG founder Jim Conigliaro Jr. told HuffPost in an emailed statement.  ?Year after year, companies like Uber, Lyft, Juno and Gett become more valuable and year after year they find new ways to take advantage of hard-working drivers,? he added. ?This is exactly why we have been calling for industry-wide pay protections to stop the exploitation of New York?s drivers once and for all.? 

It?s unclear if Uber drivers in other cities have been subject to similar miscalculations. The company said it is reviewing that possibility but has yet to find another instance. 

While Uber calculates its take based on drivers? ?net? fares, ride-hailing competitor Lyft told HuffPost its commissions still are based on its drivers? gross fares, as its agreement specifies.

?In New York, we deduct commissions and administrative fees from gross fares, as per our driver agreement,? a Lyft spokesman said in an emailed statement. ?We also pay sales tax on gross fares as required by law.? 

– This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.