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Finding the Debt Reduction Right Lawyer

When you are looking for the best debt reduction lawyer, taking the time to make sure that you are choosing the right person to work with is very important. Before we get into more information regarding debt , we will cover the basics as to what it really takes for your to make sure that you choose the right lawyer if you need to consolidate your loans or if you find yourself in a situation needing legal help with your finances.

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Finding the right lawyer can be a difficult task especially if you do not have any prior experience. In fact, you will have to consider certain conditions prior to finding the right lawyer for your task. On this note, many lawyers often give free consultation to see if they match your need. Even if you are going for a basic legal advice or other serious matter, never take the issue of finding the right lawyer lightly. Is your quest after finding a lawyer that delivers with top-notch professionalism? Are you willing to hire the best lawyer that stands the test of time? Reading through the rest part of this article will help you effectively.

Always determine the type of lawyer that you need. Take your time to know the actual prospect of your need prior to hiring a lawyer. In case your prospect is into business, then look for a professional in that area. You will be able to get the best result as required.

Recommendation is a big factor that should not be underestimated when looking for the right lawyer. Ask from your family, friends, agents or relatives. You will surely get one or two referrals. Contact the listed lawyers and ask of the term of their service. This will help you narrow your list to a successful option.

Finding a lawyer with insurance coverage dictates high professionalism. Always ensure to hire a lawyer that has insurance coverage against any damage. You will be safe in time of trouble. Reputation is also a great factor that you can look at prior to selecting the right lawyer. Always go for a lawyer that is highly reputable in the public.

Finally, budget is also a great factor that can help you select the right lawyer for your need. Always hire or select a lawyer without breaking the bank. You will always have the need to be happy at the end of the whole process.

About.com Resource: http://moneyfor20s.about.com/od/gettingoutofdebt/a/A-Guide-To-Debt-Settlement.htm

11 Statistics That Remind Us Gun Violence Is A Women’s Issue

As we recognize National Gun Violence Awareness Day this week, we are reminded of the pervasive and seemingly unconquerable issue of gun violence in the United States. But this day of awareness also gives us the opportunity to acknowledge how gun violence effects women specifically ? and why gun violence is very much a women?s issue.   

As former Congresswoman Gabby Giffords put it at the 2015 Domestic Violence Awareness Summit, ?dangerous people with guns are a threat to women. Criminals with guns. Abusers with guns. Stalkers with guns. That makes gun violence a women?s issue. For mothers, for families, for me and you.? Giffords was shot in the head at a Tucson constituent meeting in 2011, and has since used her political presence to advocate for commonsense gun laws

The statistics about gun violence and women?s health and safety that Giffords spoke of couldn?t be more damning: as the numbers show below, gun violence is heavily intertwined with the issue of domestic and intimate partner violence ? and women are the most affected population of this lethal combination. 

In recognition of the tragic impact the lack of sensible gun control has on American society, here are 11 sobering statistics that remind us gun violence is, unequivocally, a women?s issue:



The number of states in which those convicted of misdemeanor domestic violence charges or restraining order charges can still purchase or use a firearm.


The number of states that don?t require those prohibited from purchasing a firearm due to domestic violence charges to relinquish the firearms they already own. 


The number of people killed by firearms annually in the U.S. by intimate partners.


80 percent of people killed by firearms annually in the U.S. by intimate partners are women. 


The percentage of intimate partner murders that involve a fatal gunshot.


Domestic violence victims are 5 times more likely to be killed if her partner owns a gun. 


A woman in the U.S. is fatally shot by her current or former intimate partner every 16 hours. 


The percentage of mass shootings in the years of 2008-2013 that involved intimate partners. 


American women are 11 times more likely to be murdered with a firearm than women in any other developed nation.  


The percent of Americans who support barring people from owning a firearm if they?ve been issued a restraining order or have been convicted of stalking.


The number of women living in domestic violence shelters in California who were threatened or harmed with a firearm by their domestic partners.  


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Need help? In the U.S., call 1-800-799-SAFE (7233) for the National Domestic Violence Hotline

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Brad Pitt Takes Late Friend Chris Cornell’s Kids To Universal Studios

In the wake of Chris Cornell?s tragic death, Brad Pitt is doing what he can to help the singer?s family.

Pitt reportedly took Cornell?s daughter, Toni, 12, and son, Christopher, 11, to Universal Studios Hollywood to enjoy some rides and perhaps take their minds off things. Images on Twitter show the three enjoying the park.

It was only a few weeks ago that we learned about the Soundgarden frontman?s untimely death, which was later ruled a suicide.

Pitt, a longtime friend of Cornell?s, attended the singer?s funeral just last week.

The pair and their families had apparently been close for years. In 2004, Pitt reportedly told Cinema Confidential that, as for his taste in music, he?s a ?Chris Cornell addict.?

In fact, ET Online reports Pitt made one of his first public appearances following his split with Angelina Jolie to introduce Cornell at the ROCK4EB! charity event in Malibu, California.

According to E! News, a source said Pitt was at the park ?for the kids to have a good time.? He seemed ?accommodating? and ?thankful to everybody? at the attractions for their help.

The source added that Pitt appeared ?intent on making sure the kids were happy.?

For kids dealing with an unthinkable tragedy, sometimes a small gesture can make all the difference.

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Linda From Purchasing Chats ‘Extreme’ New ‘Orange Is The New Black’ Season

On ?Orange Is the New Black,? Beth Dover?s Linda (you know, from Purchasing) had never set foot in a prison before the day of the riot. Last we saw her in Season 4, she?d stepped into the bathroom just as a crowd of prisoners got ahold of a gun and chaos started to bloom. 

That terrible timing will teach her a few things. A lackey of the prison?s corporate overlord, Linda hasn?t been interested in the prisoners themselves, despite her role in shaping their lives behind bars. But her outlook is set to change in Season 5 as she enters their fray and becomes ?even more of a hard-hearted jerk? or ?actually feels for the prisoners and want[s] to help them,? Dover told HuffPost. 

Either way, the season will be wholly different from ones past: The whole thing takes place over just three days, told in real time. Suddenly empowered for the first time in a long time, inmates at Litchfield face the fallout from a black prisoner?s accidental death, questions on white privilege behind bars and which snacks to include in their demands. (It?s still a comedy, after all.)

We also get a look at Linda?s backstory as a sorority girl ? one who?s not actually as squeaky-clean as she projects herself to be. 

?Things are going to come to a pretty extreme head. It?s going to be a wild ride, I?ll put it that way,? Dover teased, adding that many characters will come out of the season changed by events of the riot. 

But Season 5 doesn?t just change things for the characters on the show ? Dover explained how filming during the 2016 presidential election was personally ?inspiring.?

?Orange Is the New Black? cast members filming in New York took breaks together to participate in protest marches in New York City and Washington, D.C., where they held signs in support of Black Lives Matter and the Women?s March. Many, including Dover, were also photographed wearing ?Vaginas Against Trump? T-shirts shared on social media with the caption, ?FUCK YOU TRUMP.?

Although she noted that no major changes to the script were made post-election, to her knowledge, Dover credits the show?s diverse cast for turning her on to political causes. 

?I think it really sparked my own activism,? Dover said of filming. ?I feel like I?ve been living in a bubble, and now I feel like, ?Oh, right. We need to really get involved in everything that?s going on in this country.? Being part of this show has been really a gift, especially during this time.?

?Orange Is the New Black? Season 5 debuts on Netflix June 9. 

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You Can Now Study ‘Game Of Thrones’ At Harvard University

Winter is coming early to Harvard University.

This fall, students at the Ivy League institution will be able to study how the fantasy world of Westeros relates to what life was really like in medieval times via a new ?Game of Thrones?-themed class.

They?ll learn how author George R. R. Martin?s Song of Ice and Fire book series and the HBO epic TV show it inspires ?echoes and adapts, as well as distorts? the culture and history of the age, reports TIME.

As Littlefinger says:

?When I read medieval verse epics with my students, they?d say, ?Oh, that?s like in ?Game of Thrones,?? said Racha Kirakosian, an assistant professor of German and religion who is teaching the class.

?No, if anything at all, it?s the other way around,? she added. ?Isn?t it partly our job (as professors) to use that interest and go deeper??

Kirakosian will teach the ?The Real Game of Thrones: From Modern Myths to Medieval Models? course alongside Professor Sean Gilsdorf, who lectures on medieval studies.

It follows similar classes offered by University of California, Berkeley, and the University of Virginia.

Kirakosian hopes the ?Game of Thrones? angle will prove an effective ?recruitment tool? that encourages more students to sign up to medieval studies courses.

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Trump Grants Ethics Waivers To 17 Top White House Staffers

President Donald Trump has granted ethics waivers to at least 17 of his top White House aides, including chief strategist Steve Bannon, Chief of Staff Reince Priebus and senior counselor Kellyanne Conway, in addition to four former lobbyists.

The waivers, released by the White House late Wednesday but granted on various dates, undermine Trump?s campaign pledge to ?drain the swamp? in Washington.

They also reveal a president who is granting ethics waivers at an unusually rapid pace. The 17 senior White House appointees were all granted waivers in the past four months. His predecessor, Barack Obama, granted that same number of waivers to his top staff over the course of his eight years in office. 

The waivers allow those covered under them to be exempt from some of the restrictions imposed by Trump?s executive order on ethics, which he signed just days after taking office. Most involve allowing contact with former clients and employers.

According to White House lawyers, each of these waivers is justified because the administration?s ?need for the covered employee?s services outweighs the concern? that he or she might put their own financial interests above the interests of the nation.

Conway?s waiver, for example, permits her to meet and communicate with former clients of her consulting firm. Priebus? waiver allows him to interact with the Republican National Committee, of which he is a former chairman.

White House Counsel Don McGhan was one of six lawyers who joined the Trump administration from the law firm Jones Day. All six of them were granted a limited waiver to ?participate in communications and meetings with Jones Day.?

Another waiver allows all Trump executive appointees to communicate with news organizations. The language of this waiver covers Bannon, who was executive chairman of the far-right site Breitbart News until he joined the Trump campaign last year. Without the waiver, Bannon would be barred from meeting with Breitbart.

In addition to the boldfaced names, four staffers were granted waivers to deal with issues they recently worked on as lobbyists in the private sector.

Shahira Knight, who is a special assistant for tax and retirement policy, was a lobbyist for Fidelity Investments before joining the administration. Andrew Olmem, who does financial policy, was a lobbyist for big banks and lenders.

Michael Catanzaro, recently hired as one of Trump?s top energy advisers, was a lobbyist for oil and gas companies. Knight, Olmem and Catanzaro are all members of Trump?s National Economic Council, which is headed by former Goldman Sachs boss Gary Cohn.

The fourth lobbyist granted a waiver is Joshua Pitcock, who serves as chief of staff to Vice President Mike Pence. Pitcock was a lobbyist in Indiana before joining the Trump administration.

Other officials granted waivers include Daniel Epstein, who is permitted to interact with his former employer, Cause of Action Institute, the watchdog group backed by the conservative Koch brothers; Rene Augustine, who is allowed to work on hiring White House staff despite having a number of politically sensitive financial holdings; Chris Herndon, the head of White House IT, who is permitted to interact with his former employer, a government IT contractor; and Claire Murray, who received a waiver allowing her to communicate and meet with her former employer, the law firm Kirkland & Ellis.

In a statement Wednesday to The Washington Post, White House spokeswoman Lindsay Walters said the release of the waivers reflects ?the president?s commitment to the American people to be transparent.?

?The White House Counsel?s Office worked closely with all White House officials to avoid conflicts arising from their former places of employment or investment holdings,? Walters said. ?To the furthest extent possible, counsel worked with each staffer to recuse from conflicting conduct rather than being granted waivers, which has led to the limited number of waivers being issued.?

Staffers who agreed to recuse themselves from working on issues that involved their former employers did not need to get waivers.

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CNN Cuts Ties With Kathy Griffin

CNN has decided to end its decadelong relationship with Kathy Griffin as a result of the comedian?s controversial photo shoot, in which she held a prop that resembled the bloodied head of President Donald Trump.

Griffin has been a regular feature of CNN?s New Year?s Eve coverage since 2007, when she first co-hosted the festivities with Anderson Cooper.

Griffin initially defended the photo shoot with celebrity photographer and director Tyler Shields as a work of art when the photos were first released Tuesday. Later that night, as the criticism grew louder, she apologized and said she had asked Shields to take down the photo. 

?I beg for your forgiveness. I went too far. I made a mistake and I was wrong,? she said. 

CNN said in a previous statement shortly after Griffin posted the video that the network was ?pleased? Griffin apologized for the ?disgusting and offensive? image. Nevertheless, they said they were ?evaluating? whether Griffin will be invited to help host the channel?s New Year?s Eve special once again. 

The image was roundly criticized by people including President Trump and Griffin?s New Year?s Eve co-host, Cooper. 

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Ukraine Water Main Explosion Looks Like It Belongs In A Disaster Movie

It might have looked like a Hollywood-style explosion, but this blockbuster was real.

A water main break in Kiev, Ukraine, caused the street to rise and erupt on Monday, unleashing debris and a river of muddy water.

A few cars and windows were damaged, but it appears the impact could easily have taken a more serious toll. No injuries were reported, according to the BBC.

It?s not clear what caused the rupture, the Telegraph reported. However, other reports said the pipe, which had not been in use for decades, exploded around the time officials carried out tests on the water-delivery system.

The blast carved a 64-foot crater in the street.

H/T Digg

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Pink’s ‘Push Present’ Was SO Her

The ?push present? has become a popular custom among parents. These gifts, which women receive from their partners after giving birth, can range from jewelry to flowers to massage appointments.

But Pink?s push present was extra special. 

On Friday, the singer posted an Instagram photo of herself with the postpartum gift she received from her husband, Carey Hart. 

The couple welcomed their son, Jameson, in December. Their daughter, Willow, is 6 years old.

?Thanks @hartluck for the push present,? Pink wrote in the caption for her Instagram post. ?I give you babies and you build me motorcycles. Some girls like diamonds, I like heavy metal and carbon-fiber and chrome.?

Never change, Pink!

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Addiction Advocacy Needs A Bill Gates, David Geffen, Warren Buffett, Or Tom Steyer

Addiction and drug overdoses claim one life every four minutes in America. In the time it takes to order a latte, someone dies?from an illness that is highly treatable. The addiction crisis is the result of social prejudice; criminal justice policies that incarcerate people with addiction instead of giving them treatment; health care policies that make it difficult or impossible to get medical help for substance use disorders; ignorance; and ?abstinence-only? drug policies that are ineffective and backwards.

The fact is, people who struggle with substance use disorder are treated like second-class citizens. Admitting there?s a problem can mean losing your job, home, and custody of your children. That makes addiction a civil rights issue. And, thanks to the work of advocates across the nation, it?s finally being recognized as a moral issue, as well.

Thought leaders like Tom Steyer are helping to drive this message home. I first met Tom during the Democratic National Convention. I had just shared my experience with addiction and recovery when Tom approached me. I was taken aback by the story he shared. He, too, lost someone very dear to him due to addiction: his best friend, who struggled with addiction for decades. His friend contracted HIV and Hepatitis C through drug use, and died of medical complications due to his illnesses.

A few months later, Tom joined me at the Facing Addiction in America summit in Los Angeles, where we invited him to share his story on stage with the U.S. Surgeon General. As Tom talked, tears filled my eyes. He said, ?We must embrace our shared humanity and recognize that addiction is a deadly, chronic illness, not a personal failing.? I’d lost friends, too. I was at risk, too. It was time to bridge the gap between policies and public awareness.

People like Tom Steyer and other pioneering philanthropists, who give tens of millions to progressive causes such as medical research, environmental causes, and water quality, must also step up to end the addiction crisis in America. Our fight is America?s fight. The sooner they do, the quicker we can heal this nation from our generation?s most urgent public health crisis.

Working alongside lobbyists, nonprofit groups, social organizers, and peer recovery groups, they can help fill the gaps left by policies and laws that omit or punish people with substance use disorder. As the current administration takes steps toward a health care bill that will leave people suffering from addiction without medical care, these philanthropic giants are in a unique position to help. Why? Because their involvement would not be tied to political party or personal gain. Rather, they would focus on the solution, plain and simple.

Addiction should be one of the issues on the list of social problems we urgently address, next to finding a cure for cancer and ending childhood hunger. Addiction permeates the social fabric of America. Nobody is exempt. As many people suffer from addiction as diabetes; more people use pain medications than tobacco products. For every person who?s developed full blown substance use disorder, another dozen are on the road to addiction. Substance use disorder affects every corner of society, including our collective health, family unity, the economy, workplace productivity, and our reliance on social programs. It also keeps jails full of people who may struggle to find jobs to support their families once they?re released, and will never be able to vote again.

The recovery advocacy movement has been built slowly, through the efforts of individuals and highly fragmented groups. We have an incredible grassroots movement that addresses an issue that directly impacts one in every three families in America, and indirectly touches all of us. But fundraising for recovery advocacy has been largely through family and friend donations?which, although heartfelt, aren?t sufficient to fund serious research, create desperately needed social infrastructure, or provide education about the true nature of addiction. While organizations dedicated to battling cancer, heart disease, and diabetes raise hundreds of millions of dollars annually, the ?addiction field,? such as it is, raises perhaps $25 million from private sources. This is unconscionable.

Gates, Geffen, Buffett, Steyer, and other philanthropic giants have the potential to be visionaries in this space. They could quickly stem the addiction epidemic without waiting for policy makers to hammer out yet another law that places people?s recovery at risk. They could find the solution that keeps families intact. With their help, nobody will lose another friend to this disease or the health problems that come with it. Bob and Suzanne Wright demonstrated the power and possibility of this kind of giving when they funded Autism Speaks. Their philanthropy helped move autism front and center: why not do the same for addiction?

What will our society, our culture, be like when we finally take addiction out of the equation? For many people, and their families, the answer is coming much too slowly.

It?s time to apply our knowledge, build a coalition, and offer the solutions our country so desperately needs. It?s time to change the framework of this crisis and confront our deepest values. Instead of punishment, we need to help the people who are sick?dying from this illness. It?s time to work together and end America?s addiction crisis for good.

What we need now is for America?s philanthropic visionaries to step up to help us dramatically accelerate the pace of progress in this urgent effort. Addiction doesn?t need someone to put their name on a building, or name a research institute. Addiction desperately needs bold philanthropists who want to leverage the people power of the grassroots.

Ryan Hampton is an outreach lead and recovery advocate at Facing Addiction, a leading nonprofit dedicated to ending the addiction crisis in the United States.

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GOP Rep. Says He’s Not A Climate-Change Denier, Then Casts Doubt On Basic Fact

Rep. Mark Walker (R-N.C.) doesn?t deny the climate is changing, but he does deny the basic facts underpinning that conclusion.

On Tuesday, at a town hall in Graham, North Carolina, the GOP representative responded to a constituent?s question about climate change by simultaneously acknowledging it exists ? and denying humans are responsible for it:

Walker told the crowd of around 75 people he doesn?t doubt the climate is shifting, but that he is unsure ?how much of it is man-made,? and that acting to curb the causes might be too burdensome.

A broad scientific consensus, based on large amounts of data, points to human activity as the primary culprit for climate change. Put simply, as human emissions of heat-trapping gasses like carbon dioxide have spiked, so have global temperatures. 

Walker?s logic may be baffling, but it?s a common Republican refrain that appears designed to acknowledge climate change?s threats while simultaneously denying any responsibility for addressing them.

That basic premise is clearer on Walker?s 2015 campaign website, where he accused the ?secular left? of using climate change as ?a political football.?

?Much of the ?so-called? science of climate change is contested though it?s made a few politicians quite wealthy,? his position reads. ?I believe that God provided the earth to us and we have a responsibility to conserve and respect the environment. When companies damage or abuse our environment, they should be held accountable.?

Tellingly, that last sentence ? the one about holding companies accountable for damaging the environment ? no longer appears on Walker?s website.

In April, Motherboard examined Walker?s voting record and labeled the representative an outright ?climate change denier,? as opposed to merely having a ?poor climate change voting record.? 

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Thai Elephants Welcome Rescued Orphan Calf

A small herd of elephants at a Thailand sanctuary went absolutely bonkers when their handlers let them out of an enclosure so they could greet a rescued orphan calf.

The group at the Elephant Nature Park in Chiang Mai race-walked to a small barn where the young elephant was being cared for. They then reached out their trunks to touch him and made a low, vibrating pachyderm purr, video footage shows.

The little elephant, Dok Geaw, lost his mother to an infection when he was just four months old. He was raised at another center for months until he was deemed strong enough to join the herd, and arrived at the elephant park just days ago. He?ll continue to be fed milk by his human handlers while he enjoys the company of his new elephant fan club.

Elephant Nature Park was established in the 1990s to provide a haven for sick and injured elephants and other animals.

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